Coverage & methodology

Included individuals need a qualifying producer license that the source supports as valid at its snapshot, plus at least one usable source-provided email or phone. Categories cover life, health, property and casualty, personal lines and surplus lines. Multiple categories can apply to one producer.

Agency, adjuster-only and license-only records are excluded. An appointment describes its recorded relationship and has different dates and meaning from the license.

Every included person receives one selected address state, using a business address first and a labeled mailing address where appropriate. A Florida license can be associated with a producer whose address is in California. Address coverage and issuing-jurisdiction coverage are reported separately.

The combined pack contains the unique people in all published address-state packs. Unresolved address assignments are excluded.

People with email plus people with phone, minus people with both, equals the total number of producers. Separate people may share an inbox or an office phone. Distinct contact values and producer totals answer different questions.

Format checking identifies malformed values. A source-provided contact does not establish delivery, a direct line, consent or availability.

A source snapshot records the publisher’s data at a point in time. A release is the reviewed set of files delivered to buyers. Source dates may differ across files, and checking a source for changes does not advance its snapshot date.

Review the licensing sources or request a correction.